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Discover why nonstandard auto insurance is essential for high-risk drivers. Learn how it covers those with a poor driving record, accidents, or traffic violations.

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

PIP, or Personal Injury Protection, is a kind of auto insurance that covers your medical expenses and lost income after an accident, no matter who caused it. In New York, PIP coverage is mandatory, ...