Grace is Money editor at Which?, on the hunt for ways to help people save with smart tips, deals and hacks. She was named Personal Finance Journalist of the Year 2025. Sainsbury's Bank has apologised ...

Learn what total finance charges are, how they're calculated, and see examples to manage credit card debt effectively. Discover common finance charges and saving tips.

Using one credit card to repay the debt or bill on another credit card is generally not permitted by banking institutions in the country. This is done to keep overall debt in check. That said, there ...

A credit card allows you to borrow money to buy things. That can come with costs (interest and fees) and benefits (rewards, credit-building). Many or all of the products on this page are from partners ...