Learn what a delinquent credit card is, its impact on credit scores, and management steps. Get insights on prevention and ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

If a bill lands in collections, the fallout escalates quickly. So, you should know what to expect and how to fix it.

When a debt collector reaches out, it can be unsettling, even if you knew that you'd defaulted on your obligations and were expecting the call. Between the pressure to pay, the perceived urgency of ...

As 2025 winds down, many households are feeling the effects of another expensive year. Credit card APRs remain firmly above 22% on average, and the holiday spending season is already pushing balances ...

Recent reports in the press advising that banks may be looking to bring in third-party debt collection to collect Bounce Back Loans (BBLs) that go “bad” raises a number of important issues. Debt ...

Discover how a Certified Consumer Debt Specialist can aid in debt relief and negotiation. Learn about their certification, benefits, and impact on your finances.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. You can get rid of credit card debt ...

Hardship programs from credit card issuers: Many card companies offer temporary relief for seniors and others who are facing serious but temporary financial strain. These in-house options allow you ...