Chiara is an award-winning investigative reporter who specialises in banking and fraud, joining Which? in 2015 following six years as a personal finance journalist at a national newspaper. Your credit ...

Chiara is an award-winning investigative reporter who specialises in banking and fraud, joining Which? in 2015 following six years as a personal finance journalist at a national newspaper. Credit ...

Your credit score can influence everything from the phone you use right through to the home you live in – so it’s worthy of some care and attention. We explain how credit scoring works, why it matters ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Keeping your personal information safe can feel like a futile battle. Even if you do everything right, a data breach could leak your information, and in turn allow criminals to buy it on the dark web ...

Your credit report includes financial and personal information, such as your credit balances, payment history and current and past addresses. Creditors review information from your credit report and ...