Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Chiara is an award-winning investigative reporter who specialises in banking and fraud, joining Which? in 2015 following six years as a personal finance journalist at a national newspaper. Credit ...

Whether you’ve got a house move on the horizon, a renovation to fund or you have plans to go back to studying, there are plenty of reasons why you might need to borrow money. Although it might seem ...

CREDIT reference agency Equifax has launched a new scoring system that alters how Brits are assessed when applying for finance such as loans and overdrafts. The revamp scraps scores that would have ...

A credit score does not directly determine visa approvals, but it plays a noteworthy role in presenting a strong financial profile that may indirectly influence the outcome of visa applications, ...

This article originally appeared on the Motley Fool. It's the Holy Grail of all credit scores: 850. On the widely used FICO credit score scale, approximately one in every 200 people achieves ...

A sluggish or a weak credit score can prevent approval for personal loans or credit cards. This can easily force you to pay steep interest rates on relatively less flexible loan products. Hence, a ...

Chiara is an award-winning investigative reporter who specialises in banking and fraud, joining Which? in 2015 following six years as a personal finance journalist at a national newspaper. If you've ...

YOUR credit score can have a huge impact on you getting the best credit card, mortgage and loan deals. But how can you check your credit rating and how can you improve it? We explain all you need to ...