Debt is an increasingly common issue for young people in the UK. According to a 2025 survey from Interactive Investor, more than one-quarter (27%) of Gen Z – defined as those aged 18 to 28 – have ...
CREDIT RATINGS are a tool used by lenders to confirm your identity and decide whether you are a reliable borrower or not. But how long do defaults stay on your credit report? Credit ratings provide an ...
Missed payments and defaults can harm your mortgage chances, but there are steps you can take to get back on track and successfully apply for a mortgage Sam covers personal finance topics, from the ...