During these times when everyone pays with a credit card — or even their phone — budgeting money can be difficult to master. Having to come up with a budget that actually works is hard enough, but it ...

This story was originally published on Oct. 13, 2017. The envelope method espoused by personal finance expert Dave Ramsey is a useful strategy for beginning budgeters, including student loan borrowers ...

In need of a serious money reset? Going back to cash could be the cure for your ailing budget. Popularized by modern personal finance patriarch Dave Ramsey, the cash envelope system encourages you to ...

Have you ever used the "envelope system" for budgeting your monthly income? Have you found it to be more difficult to use considering so many purchases and bills are paid with credit cards, checks, ...

ONE of the characteristics of a healthy financial life is good budgeting. It is not enough that spending is lower than income. It is not enough that expenses are clearly identified. Spending must also ...

Some parts of a budget are easy to set and stick to. Your rent isn’t going to fluctuate. Your gym membership is probably a predictable amount. You have a general idea of how much gas you’ll need to ...

My grandmother often wrote her budget on the back of old envelopes. I marveled at how Big Mama, a nursing assistant, managed to stay within budget making just above minimum wage while raising five ...