Chiara is an award-winning investigative reporter who specialises in banking and fraud, joining Which? in 2015 following six years as a personal finance journalist at a national newspaper. If you've ...

Making sure your credit score is in good shape could be vital if you’ve got a significant loan application coming up in 2025. And even if you haven’t, it’s still worth checking it from time to time to ...

Making sure your credit score is in good shape could be vital if you’ve got a significant loan application coming up in 2025. And even if you haven’t, it’s still worth checking it from time to time to ...

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

YOUR credit score plays an important role in getting you the best deals on credit cards, mortgages and more. Luckily, if you have a poor rating, the best credit cards for bad credit can help improve ...

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 to 620.

If you've been turned down for credit or are concerned that your credit history could stop you from getting a mortgage, credit card or loan, don't despair. There are steps you can take to improve your ...