In simple terms, life insurance pays an agreed sum of money to people you choose (your beneficiaries) if you die while the policy is in force. You must pay a monthly fee (or premium) for this. How ...

Behaviour-based models aim to bridge the gap between those categories and real journeys. They look at factors such as braking ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

NFU Mutual's Bespoke cover is designed for owners of high-value homes covering more than £150,000 worth of contents. It covers cash in the home up to £10,000. It also covers damage and theft of ...

There's a lot to consider when you're buying insurance, and an insurance agent is usually the person who helps you find the coverage you need. However, insurance agents have limitations and may only ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

The future is likely to bring even more customised parametric plans, underpinned by robust weather and pollution data ...

Your credit history can impact how much you pay for insurance. Many of the same factors that determine your credit score are used to calculate your insurance score, a three-digit number providers use ...

If your car is stolen or written off, most car insurance policies will only pay out its current market value, not the amount you paid for it. When you consider that the average new car loses around 40 ...

Buildings insurance is the part of your home insurance that covers the actual structure of your house. While taking out buildings insurance separately from a contents policy is uncommon, you may ...

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Knowing how much is GAP insurance is important if you want to purchase this class of protection. GAP insurance protects you from paying for a car you can't drive anymore, which can happen if a vehicle ...