Understand how blanket contractual liability insurance safeguards businesses from risks when assuming liability in contracts, especially in third-party arrangements.

Discover how backdated liability insurance offers protection for claims made before policy purchase. Learn its benefits, limitations, and applications in business.

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Employers’ liability insurance is a crucial type of business insurance designed to protect employers from financial loss if ...

If you're held responsible after a car accident, liability insurance pays for damages or injuries you might have caused. It's required in nearly every state, and while most people add comprehensive ...

As a business professional, you’re responsible for the knowledge, expertise and services you provide to clients. As a result, clients can take legal action against you and your company when they ...

Your business is responsible for the products you make, sell or distribute, as well as the completed services you provide. You can be held liable and accountable for any losses or damage if one of ...

The insurance company may ask ‘Did you know about the raccoon,’ and try to deny the loss under a ‘known issue’ exclusion,’ ...

Although no one wants to think about their beloved pet causing an injury, accidents can happen, and between legal expenses and veterinary fees, these incidents can become very expensive. That’s where ...

What is liability only car insurance? This type of insurance covers a third party's property damage and personal injuries in the event of an accident. Car insurance that only has liability coverage ...