This can be a great option if you’re worried about a medical exam—or just don’t want to take one There’s a lot to consider when you’re buying life insurance, not to mention the hassle of getting a ...

Most life insurance policies require you to get checked out by a medical professional so your provider can determine what sort of risk you post. But if you have a preexisting medical condition you're ...

Vice President of Growth & Engagement at CBS News and Stations Jennifer Earl is the Vice President of Growth & Engagement at CBS News and Stations. Jennifer has previously written for outlets ...

When you buy life insurance, the carrier completes an underwriting process to determine your risk class and the rate you will pay for coverage. The underwriting process often includes a life insurance ...

THE insurance industry has extended its ban on genetic tests for insurance customers, an industry body said. The ban, which first came in to force in 2001, will remain at least until 2014, the ...

Quotes can vary significantly by insurer for the same coverage.

Life insurance helps you provide for loved ones after your death. With life insurance policies, your beneficiaries get a cash payment when you're gone, one they can then use toward funeral expenses, ...

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...