In simple terms, life insurance pays an agreed sum of money to people you choose (your beneficiaries) if you die while the policy is in force. You must pay a monthly fee (or premium) for this. How ...

Many types of life insurance are available, but not all will fit your financial goals Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy ...

Term life insurance is a type of life insurance that runs for a specific amount of time, for example, 10, 20, or 40 years. If you pass away during this time frame, your loved ones will get a cash lump ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

How to choose a policy that provides lifelong coverage and often a cash value feature Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

Getting type 1 diabetes life insurance is not as difficult as you might think. Although you might be concerned that your type 1 diabetes will make it harder to find affordable cover, this is often not ...

It’s important to get the very best protection for your family so that they’re protected if anything happens to you. Life insurance gives you peace of mind that they won’t suffer financially in the ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. The two main types of life insurance are term and ...

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. While it’s possible for some people with a ...

When you're in your 70s, there are many items you may prefer to focus on besides finances and insurance types. But in today's unique economy, in which many seniors find themselves living on a limited ...