Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Total and permanent disability insurance gets you a lump sum of money if you’re permanently unable to work in your occupation or in any occupation for which you’re suited by training, education or ...

And unlike trauma insurance, both total and permanent disability and income protection insurances can be purchased within a superannuation account. Superannuation funds are not permitted to offer ...