Learn how exposure rating helps reinsurers assess risk without historical data, its methods, limitations, and its role compared to experience rating.

Jo Plumridge is a British writer and photographer who specializes in design, travel and comedy pieces. As a photographer, she focuses on portraiture. This post was originally published on the ...

The National Academies of Sciences, Engineering, and Medicine are private, nonprofit institutions that provide expert advice on some of the most pressing challenges facing the nation and world. Our ...

The cost of severe flooding in the United States is often tallied in economic terms, including a flood’s impact on infrastructure. Flooding’s effect on human health is less well understood. A new Yale ...

Add articles to your saved list and come back to them any time. Cameras can be pretty tricky to work out when you're a newbie. You want to start capturing some amazing shots, but you don't quite know ...

PFAS, or perfluoroalkyl and polyfluoroalkyl substances, are ubiquitous fluorinated organic compounds found widely in manufactured products, from firefighting foam to stain-resistant carpets. These ...