Basic life insurance is a simple life insurance policy, often offered as part of a benefits package at a company along with group health insurance, paid time off and more. Companies often offer basic ...

Term life insurance provides a death benefit to beneficiaries for a specified term, such as 10, 15, or 20 years. Learn about ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and professor for 34 ...

Life insurance can help financially protect your family from the loss of your income should you pass away. But even if you already have life insurance through your employer (often known as a group ...

Term life insurance is an affordable insurance option that provides coverage without additional investment. It is important to choose basic coverage, evaluate add-on riders, provide accurate health ...

Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an injury or die due to a cause specified in your policy, such as a loss of a limb ...

Basic Group Life Insurance from Standard Insurance Company helps provide financial protection by paying a benefit in the event of an eligible members covered death. Basic Accidental Death and ...

Supplemental life insurance refers to a life insurance policy in addition to your basic life insurance coverage. Most commonly, this is life insurance that is offered by the company where you work, on ...

Riders can be defined as simple coverage extensions that may be added to a life insurance policy's base coverage to expand its coverage.(Photo by Vlad Deep on Unsplash ) Individuals need financial ...