Chiara is an award-winning investigative reporter who specialises in banking and fraud, joining Which? in 2015 following six years as a personal finance journalist at a national newspaper. Your credit ...

Here’s a simple fact – if you have a good credit report, you could save yourself a lot of money. Or, looking at it from the other side, if you have a poor credit history you might be paying out a lot ...

Why does a bad credit rating matter? A bad credit rating can limit your borrowing options. County Court Judgments (CCJs), defaulted payments and bankruptcy orders leave a black mark against your name ...

The cost of living crisis has led to millions of people taking a cold hard look at their finances and cutting back - yet making ends meet is only part of the problem. Thousands of people make ...

Making sure your credit score is in good shape could be vital if you’ve got a significant loan application coming up in 2025. And even if you haven’t, it’s still worth checking it from time to time to ...

RESIDENTS with external letterboxes are being advised to undertake a credit reference check after the emergence of a new type of credit card scam. Two men have been arrested over the alleged con, ...

YOU might be unaware that your credit scores can take a major hit if you’re looking to switch energy suppliers or miss payments. Most energy firms typically carry out credit checks on customers ...

Money expert Martin Lewis warned that people do not have credit scores in the UK and instead there is something else you should check every year. Money expert Martin Lewis is urging people to check ...

Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. A growing number of central London tenants are having to stump up a year’s worth of rent upfront – or ask a ...

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst ...

This article is brought to you by our exclusive subscriber partnership with our sister title USA Today, and has been written by our American colleagues. It does not necessarily reflect the view of The ...