Credit cards, loans, overdrafts, cars on finance and even phone contracts all play a part in your individual credit score. The whole aspect of sorting out finances can be scary for many, especially ...

Credit cards can be a useful tool if you follow the rules. They can help you to budget, improve your credit rating and spread the cost of borrowing over time. But there are hundreds of cards out there ...

When investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you put in. The content of this article is provided for information ...

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Knowing how credit cards work can save you headaches and cash. In a nutshell, credit cards provide access to a revolving line of credit that allows you to make purchases that can be paid off later.

Britons are set to splash out an average of £300 each on Christmas this year, according to research from YouGov. While many will be using credit cards to help foot the bill, monthly interest charges ...

Holly covers personal finance topics from credit cards to wills. She enjoys turning complex money matters into clear, practical advice. PayPal has shaken up its UK offering with the launch of a debit ...

Chiara is an award-winning investigative reporter who specialises in banking and fraud, joining Which? in 2015 following six years as a personal finance journalist at a national newspaper. Your credit ...

A record number of retailers are offering interest-free credit to help you furnish your new home or buy those expensive appliances you might otherwise struggle to afford. But how does it work? And ...