Establish 'debt' is money you owe and 'credit' money you borrow. Before you borrow money, you should know how much you'll have to pay back, how you'll afford it and when you'll have to do it.
Out of curiosity, I took a bit of time to look up the earliest example of the phrase ‘a question of when, not if’ being used ...
Morocco threatened to blow Scotland away early on, but Steve Clarke's squad showed their resilience despite defeat, writes Tom English.
The Knicks are NBA champions! Here's how they built their team to get there, and what the Finals outcome means for both them and the Spurs.